Terms and Conditions

Welcome to FirefighterMortgages.com, operated by Novus Home Mortgage. Please read the following terms and conditions carefully. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions of use. If you do not agree to these terms and conditions, please do not use this website.

1. Acceptance of Terms

By accessing this website, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions, including our Privacy Policy. These terms and conditions apply to all visitors, users, and others who access or use this website.

2. Use of the Website

You agree to use this website for lawful purposes only and in a manner consistent with all applicable laws and regulations. You are prohibited from using this website in any way that could damage, disable, overburden, or impair the website or interfere with any other party’s use and enjoyment of the website.

3. Intellectual Property

All content included on this website, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Firefighter Mortgages LLC, Novus Home Mortgage or its content suppliers and is protected by United States and international copyright laws.

4. Links to Third-Party Websites

This website may contain links to third-party websites that are not owned or controlled by Novus Home Mortgage. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that Novus Home Mortgage shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites.

5. Limitation of Liability

In no event shall Novus Home Mortgage, its officers, directors, employees, or agents, be liable to you for any direct, indirect, incidental, special, punitive, or consequential damages whatsoever resulting from any (i) errors, mistakes, or inaccuracies of content, (ii) personal injury or property damage, of any nature whatsoever, resulting from your access to and use of our website, (iii) any unauthorized access to or use of our secure servers and/or any and all personal information and/or financial information stored therein, (iv) any interruption or cessation of transmission to or from our website, (v) any bugs, viruses, trojan horses, or the like, which may be transmitted to or through our website by any third party, and/or (vi) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available via the website, whether based on warranty, contract, tort, or any other legal theory, and whether or not the company is advised of the possibility of such damages.

6. Changes to Terms and Conditions

Novus Home Mortgage reserves the right to update or modify these terms and conditions at any time without prior notice. Your use of the website following any such change constitutes your agreement to follow and be bound by the terms and conditions as changed. For this reason, we encourage you to review these terms and conditions whenever you use this website.

7. Governing Law

These terms and conditions shall be governed by and construed in accordance with the laws of the United States and the State of [State], without giving effect to any choice of law or conflict of law provisions.

Contact Us

If you have any questions about these terms and conditions, please contact us at (888) 450-3473.

Thank you for visiting FirefighterMortgages.com, operated by Novus Home Mortgage.